How Split the List works

A five-minute tour. Come back anytime from your profile menu.

What is this app?

Split the List bundles three kinds of lists in one place:

Group expenses — shared money lists for a trip, a rent split, a household bill pool. Any member can add expenses and settle shares.
My Budget — your private money tracking. Each list is either an Expense, Income, or Investing Plan list.
Bucket lists — shared to-do lists with assignees, due dates, addresses, and links.

Three tabs at the bottom

Everything lives behind the pill bar at the bottom of every page.

Group Expenses shared money lists.
My Budget your personal money tracking.
Bucket List to-do lists you can share.

Tip: Your profile circle in the top-right gets you to account settings, password, and this guide.

Group Expenses

Create a list

Tap + Create on the Group Expenses tab. Name it something friendly like Trip with Friends or Apartment rent, and pick a currency (locked once the list is created — every expense in the list uses that currency). You can invite up to 10 friends by email right from the create dialog — they need an account on Split the List.

Add an expense

Open the list and tap + New expense. There are two tabs:

Expense — one or more independent expenses. Tap + Add another item next toCreate N expenses to stack more rows.
Bundle — one expense with multiple line items (grocery run, restaurant bill). A saved bundle becomes a reusable template.

Pick who paid & how to split

Each row has Who paid? and Due date on the same line, and tapping Customize split expands equal / percentage / custom share inputs per member.

Settle up

On the list page, the Who Owes What card shows per-person running balances. Tap an expense to open it and mark individual shares paid.

Tip: Deleting a list with multiple members triggers an approval flow — each member must tap Approve before the list and its receipts are removed.

Tip: Attach up to 5 receipts per expense. The first image is scanned in your browser to pre-fill the vendor and amount — if it gets the numbers wrong, just edit them before saving.

My Budget

Create a personal list

On the My Budget tab, + Create opens a list only you can see. Pick what the list tracks — Expenses, Income, or Investing Plan — and a currency. Use separate lists for e.g. Travel 2026, Side hustle, or My Roth IRA.

Log entries (Expenses & Income)

For Expense and Income lists, the new-entry form mirrors the group-list flow but simpler — no payer or split. Save a single entry or batch a few at once via the Bundle tab. Bundle items have a paid checkbox so a grocery list becomes a tick-off-as-you-shop tally.

Investing Plan lists are special

When you create an Investing Plan list, you also pick an Account type (Individual / Roth IRA / Traditional 401(k) / Roth 401(k)). Tap the ? icon next to Account type for a plain-English guide on what each one is, with pros, cons, and examples. Adding a contribution asks for one total amount and splits it across tickers by percentage — the app calculates the per-ticker dollar amount and ensures the rows sum exactly. Each contribution can carry a confidence emoji, hold horizon, and a short “why” — the journaling angle helps future-you remember the thinking.

See your totals

The list index shows running totals per list plus a week / month / year rollup card at the top. Investing-plan contributions are excluded from the Spent / Gained / Net rollup on purpose — they're a separate category, not money going out or coming in.

Tip: The Account-types help icon opens in a new tab, so your half-typed list dialog isn't lost.

Bucket List

Create and share

Tap + Create, name it, and pick a target date (when the whole bucket should be done — required). Use the Share button on the list page to invite someone by email. The bucket-list dashboard shows Due in N days / Due tomorrow / Overdue on each card so you can see at a glance what's coming up.

Add items with details

Each item has a description, due date, address, link, and an Assign to dropdown. The address turns into a quick-tap Google Maps link; the link renders as a chip you can tap to open the page (product, listing, etc.). The new-item form defaults each item's due date to the bucket list's target date.

Assign and tick

Every item shows an assignee chip on the right:

Solid dark “You” — your task.
Bordered first name — someone else's.
Dashed “Unassigned” — free for anyone.

Tap the chip to reassign. Any member can — including taking a task off a friend.

Tip: Only the assignee can mark a task done. Once ticked, the assignment is frozen — uncheck first to hand it off.

Tip: The list owner can change the bucket's target date anytime from the list detail page — the edit shows up in Recent activity so co-owners see when the goal moved.

Your account

The profile circle (top-right of every page) lets you:

Edit your display name.
Change your password.
Reopen this guide.
Sign out or delete your account.

Free-tier limits

Up to 15 lists each in Group Expenses, My Budget, and Bucket List.
Up to 15 items / expenses per list.
Recent activity feed shows the last 15 events per list.
Up to 5 receipts per expense.

Create dialogs show a small Free tier · N of 15 left hint so you always know how much headroom you have.

Tip: Pro tier raises every cap from 15 to 50 — lists, items per list, and the Recent activity feed.

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