HelmLife helps you keep track of your own life. It doesn’t give financial, medical or legal advice.
What you put in stays yours. We only use it to run the app for you.
AI estimates can be wrong, so check them.
Be kind to the people you share with, and don’t misuse the app.
Helms are for use inside HelmLife only. They have no cash value.
This summary is here to help. The full terms below are what apply.
1. Agreeing to These Terms
HelmLife ("HelmLife", "the Service", "we", "us") is an app for charting your life: money (Finance), goals (Horizon), health and fitness (Health), focus and rest (Tide), a digital business card (Beacon), and a home base with your companion (Homeport). These terms are an agreement between you and us. By creating an account or using the Service, on the web or in the app, you agree to them and to our Privacy & Cookies policy. If you don’t agree, please don’t use the Service.
2. Who Can Use HelmLife
You must be at least 16 years old.
If you’re under 18, or under the age of majority where you live, a parent or guardian must agree to these terms with you. Purchases need their permission too.
You can’t use the Service if the law where you live doesn’t allow it.
3. Your Account
Give us a real email address you can get to, and keep your password to yourself.
You’re responsible for what happens on your account. Let us know right away if you think someone else has used it.
One person per account. Don’t create accounts for other people or by automated means.
4. Not Professional Advice
HelmLife is a tool for organizing and reflecting on your own information. Nothing in it is professional advice, and nothing in it creates a professional relationship between you and us.
Money. We’re not a bank, financial adviser, tax preparer or payment service. HelmLife never moves, holds or invests money. Totals, insights and examples are for your own planning only. Check important numbers against your bank and your records before you rely on them.
Health and fitness. HelmLife is not a medical device and isn’t meant to diagnose, treat, cure or prevent any condition. Calorie counts, exercise estimates, blood pressure and lab entries, streaks and leaderboards are for your own tracking only. Talk to a qualified health professional before you start a new diet or exercise program, and before acting on anything you see in the app. You join challenges and competitions at your own pace and risk: listen to your body.
Focus and rest. Tide’s breaks and calming exercises aren’t therapy or treatment.
In an emergency, call your local emergency number (911 in the United States). If you’re struggling or thinking about harming yourself, please reach out now. In the U.S. you can call or text 988 (Suicide & Crisis Lifeline), and elsewhere your local crisis line.
5. AI Features
Some features use artificial intelligence (currently Google’s Gemini): reading a receipt photo, estimating calories from a food photo, estimating a workout from your description, and designing a business card from a short prompt. Here’s what to know:
An AI feature only runs when you ask it to, and only on what you give it for that request.
Results are estimates and can be wrong or incomplete. You’re responsible for checking them before you save or rely on them.
Don’t send photos or text that contain other people’s private information, or anything you don’t have the right to share.
How Google handles what’s sent is described in our Privacy & Cookies policy.
6. Your Content
It’s yours. You keep ownership of everything you add: lists, entries, photos, goals, logs and card details.
What you let us do with it. You give us a limited, non-exclusive, worldwide, royalty-free permission to store, copy, process and show your content, only to run the Service for you and for the people you choose to share with. This permission ends when you delete the content or your account, apart from short-lived backups (see the Privacy policy) and anything you’ve already shared that others have saved.
Sharing is your choice. When you add people to a list, a health list or a competition, or send someone a share link, they can see what that list or link shows. Anyone who has a share link can open it, so share links carefully. Your display name and points appear on the global fitness leaderboard only if you turn on health-data sharing.
You’re responsible for what you add. Only add content you have the right to use, and only add other people’s details (for example, on a shared list) when they’d reasonably expect it.
Don’t store secrets in lists. HelmLife isn’t a password manager or a vault. Don’t put passwords, PINs, full card numbers, security codes or bank account details in your lists, notes or other content. We protect your data carefully, but it isn’t end-to-end encrypted, so a breach could expose it. For logins and cards, use a password manager. If you store them anyway, you do so at your own risk.
7. Using HelmLife Fairly
Please don’t:
break the law, or use HelmLife to harass, threaten, deceive or harm anyone;
upload anything illegal, hateful or sexually explicit, malware, or content that infringes someone’s rights;
try to get into accounts or data that aren’t yours, or test, probe or get around our security;
scrape, overload or disrupt the Service, or reverse-engineer it, except where the law allows;
use bots or tricks to game Helms, streaks, rewards or leaderboards;
resell the Service, or use it to build a competing product.
We may remove content or suspend accounts that break these rules (see section 10).
8. Helms, Pro and Purchases
Helms are an in-app item you can earn or be given and spend on features in HelmLife. They aren’t money or property and have no cash value. You can’t sell, transfer, trade or exchange them for cash, and we won’t buy them back. They’re a limited licence to use features, and we may change how many are needed for something, or how they’re earned.
Pro and other paid features are described in the app when you buy them. Prices, allowances and what’s included may change. A change to something you’ve already paid for applies from your next billing period, and we’ll tell you in advance.
Refunds. Purchases are final except where the law or the store you bought through requires a refund. If you bought through Apple’s App Store, Apple handles payment and refunds under its own terms, and refund requests go to Apple.
If your account is closed for breaking these terms, unused Helms and the rest of any paid period are lost, unless the law says otherwise. If we stop offering the Service entirely, we’ll give you notice and handle refunds of prepaid time as the law requires.
9. The iPhone App
If you use HelmLife from Apple’s App Store, these terms are between you and us, not Apple. Apple isn’t responsible for the app, its content, maintenance or support, or for any claims about it (including product liability, legal compliance or intellectual property claims). Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you. You also agree to Apple’s rules for using apps from its store. If the app fails to meet a warranty that applies by law, you may tell Apple, and Apple may refund the price you paid for the app (if any). Apple has no other warranty obligation for it.
10. Changes, Suspension and Ending
HelmLife keeps changing as it grows. We may add, change or remove features, and we’ll give notice in the app when a change takes away something important.
You can stop using HelmLife at any time, and delete your account from the profile menu.
We may suspend or close an account that breaks these terms, puts others or the Service at risk, or when the law requires it. Where it’s safe and lawful to do so, we’ll tell you why and give you a chance to respond.
Sections 4, 6 (responsibility for content), 8 (Helms have no cash value), and 11 to 15 continue after your account ends.
11. The Service Is Provided "As Is"
To the fullest extent the law allows, the Service is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, or uninterrupted or error-free operation. We work hard to keep HelmLife reliable and your data safe, but we can’t promise the Service will always be available, that data will never be lost, or that calculations, estimates or AI results will be correct. Keep your own copies of anything important.
12. Limitation of Liability
To the fullest extent the law allows:
We aren’t liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, revenue, data, goodwill or other intangible losses, arising from or related to the Service or these terms. This applies whatever the legal theory (contract, tort including negligence, or otherwise), even if we were told such damages were possible.
We aren’t liable for decisions you make based on the Service, such as financial, health, fitness or other personal decisions, or for anything other people do with content you shared with them.
Our total liability for all claims relating to the Service or these terms is limited to the greater of (a) the amount you paid us in the 12 months before the claim arose, or (b) US$50.
Some places don’t allow certain warranties to be excluded or liability to be limited. Where that’s the case, these limits apply only as far as the law allows. Nothing in these terms limits liability that can’t legally be limited, such as for fraud, or for death or personal injury caused by negligence, or takes away rights you have as a consumer that can’t be waived.
13. Indemnity
To the extent the law allows, you agree to defend and compensate us for claims, losses and reasonable costs (including legal fees) that third parties bring against us because of content you added, your misuse of the Service, or your breaking these terms or the law.
14. Disagreements
If something goes wrong, please contact us first (section 16). Most problems can be sorted out quickly that way, and we’ll try in good faith for at least 30 days before either of us takes formal action. Either of us may still bring a claim in small-claims court if it qualifies. If you’re a consumer, you keep any right to bring a claim where you live that the law gives you.
15. General
These terms and the Privacy & Cookies policy are the whole agreement between us about the Service.
If any part of these terms can’t be enforced, the rest still applies.
If we don’t enforce a part of these terms right away, we can still enforce it later.
You can’t transfer these terms to someone else. We may transfer them as part of a merger, sale or reorganization, as long as your rights under them and under the Privacy policy continue.
Neither of us is responsible for delays caused by events beyond reasonable control.
16. Changes to These Terms and Contact
We may update these terms as HelmLife changes. The date at the top shows the latest version. For a significant change, we’ll let you know in the app at least 14 days before it takes effect, unless the change is needed sooner for legal or safety reasons. If you keep using the Service after a change takes effect, you accept the new terms. If you don’t accept them, you can delete your account.
Questions, or a legal notice? Email support@helmlife.app, or use Send feedback in the app’s profile menu.